PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our current and prospective clients the ability to consult with us via telephone. Depending on the immediacy of your issue, and other factors a personal consultation my be necessary. Please call our office to discuss your options. Mr Hirsh is fully available by telephone.
Richard L. Hirsh, P.C.
Personal And Business Bankruptcy And Foreclosure Defense In Lisle, Illinois
1500 Eisenhower Lane
Suite 800
Lisle, IL 60532

Foreclosure Defense

Mortgage foreclosure has become an all too common event in recent years. Defense of foreclosure cases is difficult because the reality is that most individuals facing foreclosure did in fact default on their mortgage. Moreover, because of job loss, reduced income, illness, etc., many individuals have no ability to cure the default in order to keep their home. Government plans to provide foreclosure relief often are not suitable. Richard L. Hirsh, P.C. has developed litigation strategies to enable its clients to remain in their homes for extended periods of time. This allows for children to complete school for example, or for individuals to accumulate resources before they must move. Under certain circumstances the firm has actually been able to prevail in foreclosure cases, although that is a rare occurrence.

Oftentimes these goals are accomplished in conjunction with Chapter 7 or Chapter 13 bankruptcy relief. For example, if your second mortgage is in default, it is sometimes possible to strip that mortgage off your property in Chapter 13. Or, a chapter 7 case can be strategically filed to extend your stay in the home after litigation efforts to come to an end.